ABOUT THIS PRACTICE

About Insurance Coverage

Insurance companies owe their policyholders a legal duty of good faith and fair dealing. Yet, carriers routinely prioritize their bottom line over your recovery. They engage in deceptive tactics such as conducting biased investigations, intentionally misinterpreting policy language, delaying payments without cause, or offering offensively low settlements hoping you will lack the endurance to fight back.

At Boyle Anderson, we do not let them get away with it. We represent businesses, developers, and homeowners who have been victimized by their insurers’ corporate greed. We know exactly how to pull back the curtain on their claims-handling operations. Because we prepare every bad-faith case for the courtroom, carriers know we will relentlessly expose their internal communications, depose their adjusters, and hold them fully accountable before a judge and jury.
The words bad faith insurance written on a legal pad
OUR GOAL
Make the insurer pay for their misconduct. We force insurance companies to honor their contractual obligations while aggressively pursuing extracontractual damages, statutory penalties, and attorney’s fees to punish their bad-faith behavior and make you entirely whole.
HOW WE HELP
How Our Team Can Assist You
A bad-faith lawsuit requires exposing the insurer’s internal operations and proving their actions were intentionally unreasonable. We take the offensive from day one, demanding exhaustive access to claims files and leveraging industry experts to dismantle their justifications. Here is how we turn the tables on your insurer.
Tampa, Florida skyline seen across the river

Unreasonable Delays & Wrongful Denials

Insurers often stall investigations indefinitely or issue baseless, boilerplate denials to starve you of capital. We aggressively challenge these starvation tactics, proving the carrier lacked a reasonable basis for their actions. We do not just sue for the original claim amount—we force them to pay severe financial penalties for the damage their delay caused your business.
We analyze complex CGL policies for businesses, developers, and contractors to ensure your operations are fully protected. We identify dangerous exclusions, verify appropriate coverage limits, and ensure your policy aligns perfectly with your specific industry risks and contractual obligations.
City skyscrapers at golden hour

Failure to Defend & Settle Third-Party Claims

When your business faces a third-party lawsuit, your insurer has a strict duty to defend you and settle the claim within your policy limits when possible. If their arrogant refusal to settle exposes your personal or corporate assets to a massive excess judgment, we step in. We sue the carrier for bad faith, demanding they cover the entire judgment against you, completely regardless of your original policy limits.
High-value properties and construction projects require ironclad protection. We review commercial property and builders risk policies to verify coverage for catastrophic events, business interruption, and construction delays, ensuring you aren’t left exposed by hidden sub-limits or restrictive definitions of a “covered loss.”
Attorney in a suit standing in an office lobby

Lowball Offers & Biased Investigations

Carriers frequently rely on outcome-oriented experts—like biased structural engineers or captured independent adjusters—to manufacture reasons to drastically underpay your claim. We expose these sham investigations. Our trial attorneys tear apart their fraudulent reports in court, proving the insurer prioritized cost-containment over a fair evaluation of your true catastrophic losses.
The true scope of your coverage is almost always buried in the fine print of endorsements. Our attorneys meticulously audit policy addendums and exclusions, translating dense legalese into plain English so you know exactly how an insurer might try to limit their liability during a high-stakes claim.
City skyline above green treetops