ABOUT THIS PRACTICE

About Insurance Coverage

When professionals including architects, engineers, real estate developers, contractors, and brokers face claims of malpractice or operational errors, the financial stakes are catastrophic. Worse, the very E&O insurance policies purchased for this exact scenario are often weaponized against the policyholder. Carriers frequently attempt to deny coverage by arguing the alleged error falls outside the strict “scope of professional services,” invoking intentional acts exclusions, or disputing the timing of the claim under rigid “claims-made” reporting requirements.
At Boyle Anderson, we attack these disputes on two fronts. We vigorously defend your professional conduct against the underlying allegations, and we aggressively litigate against your E&O carrier if they attempt to abandon you. We know how to navigate the complex intersection of professional standards of care and dense insurance contract law to shield your assets, clear your name, and make the insurer pay.
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OUR GOAL
Protect your license, your assets, and your legacy. We dismantle frivolous professional liability claims while holding insurers strictly accountable to their coverage obligations, ensuring you have the financial backing to fight back and win.
HOW WE HELP
How Our Team Can Assist You
A professional liability claim requires a rapid, sophisticated response. We step in immediately to control the narrative, engage industry-leading experts to validate your standard of care, and put your insurance carrier on notice. If your insurer attempts to issue a restrictive Reservation of Rights or outright deny your defense, we take them to court.
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Enforcing the Duty to Defend

E&O carriers often look for any loophole to avoid paying exorbitant legal fees for your defense. We relentlessly scrutinize your policy to enforce the carrier’s broad duty to defend. If they wrongfully refuse to fund your defense or attempt to withdraw support prematurely, we pursue aggressive bad-faith litigation to hold them liable for your out-of-pocket legal costs and all resulting damages.
We analyze complex CGL policies for businesses, developers, and contractors to ensure your operations are fully protected. We identify dangerous exclusions, verify appropriate coverage limits, and ensure your policy aligns perfectly with your specific industry risks and contractual obligations.
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Overcoming E&O Policy Exclusions

Insurers frequently deny E&O claims by citing “prior acts” exclusions, alleging late reporting under “claims-made and reported” provisions, or arguing that an administrative error constituted an intentional or fraudulent act. Our attorneys are experts at tearing down these carrier defenses, interpreting ambiguous policy language in your favor, and forcing the insurer to cover the claim.
High-value properties and construction projects require ironclad protection. We review commercial property and builders risk policies to verify coverage for catastrophic events, business interruption, and construction delays, ensuring you aren’t left exposed by hidden sub-limits or restrictive definitions of a “covered loss.”
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Defending Your Professional Standard of Care

Beyond fighting the insurance company, we directly combat the underlying plaintiff’s claims of negligence. Whether you are a design professional facing complex construction defect allegations or an executive accused of a costly operational oversight, we work with top-tier forensic experts to prove your actions met the required professional standard of care, neutralizing the plaintiff’s case before it can destroy your reputation.
The true scope of your coverage is almost always buried in the fine print of endorsements. Our attorneys meticulously audit policy addendums and exclusions, translating dense legalese into plain English so you know exactly how an insurer might try to limit their liability during a high-stakes claim.
Professional liability insurance form with a pen ready for signing